Great American Life Insurance Company®
Cincinnati, Ohio A.M. Best Rated "A" (Excellent)*

Level Term 10, 15, 20 or 30!**

American Freedom® Series Level Term insurance from Great American Life Insurance Company® provides your clients term coverage to age 95 with a choice of five initial guaranteed level premium periods-1, 10, 15, 20 or 30 years.

Conversion:Convertible through age 75!

Issue Ages: (Age Nearest Birthday)

Annual Term	18-75 Years
10 Year Plan	18-80 Years
15 Year Plan	18-75 Years
20 Year Plan	18-67 Years (66 in MD)
30 Year Plan	18-50 Years

Underwriting:

Face amounts	Medically Underwritten classifications
$50,000 to $99,999	Non Tobacco class Tobacco class
$100,000 and Above	Super Preferred Preferred Plus Preferred Select Plus Select Standard Substandard through Table 6

Riders Available:**

Additional Insured Rider, Accelerated Benefit Rider, Child Rider, Cash Endowment Rider, Waiver of Premium Rider, Accidental Death Benefit Rider.

General American Life Insurance Company®
St. Louis, MO A.M. Best Rated A+*

Level Term 10 or 20!

With General American's GLT-10 (01) and GLT-20 (01) fully guaranteed term products, you can offer your clients term insurance renewable to age 95! Competitive risk classes and minimum face amounts allow you to offer your clients adaptable term insurance for a wide variety of needs.

Conversion: Convertible through age 70!

Issue Ages: (Age Nearest Birthday)

10 Year Plan	20-75 Years
20 Year Plan	20-65 Years

Underwriting:

Face amounts	Underwritten classifications
Above $100,00	Preferred Non Smoker Standard Non Smoker Preferred Smoker Standard Smoker Substandard
Above $250,000	Elite Non Smoker Preferred Non Smoker Standard Non Smoker Preferred Smoker Standard Smoker Substandard

Riders Available:  Non- Convertible Waiver of Premium.

AmerUs Life Insurance Company®
Des Moines, IA     A.M. Best Rated A

Term 10, 15, 20, or Yearly Renewable Term:

Death Benefit protection with guaranteed premiums level for 10, 15, or 20 years. The Yearly Renewable Term has select and ultimate premiums guaranteed for 3 years. Policies are renewable to age 95.

Conversion:

Convertible to any policy within issue age limits upon conversion!

Issue Ages: (Age Nearest Birthday)

Yearly Renewable Term	18-75 Years
10 Year Plan	18-75 Years
15 Year Plan	18-70 Years
20 Year Plan	18-60 Years

Underwriting:

Face amounts	Underwritten classifications
Above $50,000	Preferred Non Tobacco Non Tobacco Preferred Tobacco Tobacco
Above $100,000	Premier Preferred Non Tobacco Preferred Tobacco Tobacco Substandard through Table 8

NON -MEDICAL GUIDELINES:

To $50,000 $50,001-$100,000

Non Medical through Age 50 Non Medical through Age 55

Riders Available:

Waiver of Premium Plus Rider, Waiver of Premium Rider, Accidental Death Benefit Rider, Children's Insurance Rider, Accelerated Benefits Rider, Guarantee Purchase Option Rider, Additional Insured Rider.